BUILDOFFERS.COM PURCHASE TERMS AND CONDITIONS Your purchase of the website is contingent upon agreeing to the following conditions. These conditions are in addition to the terms and conditions set forth by the affiliate programs that must be agreed to by the customer. The conditions must be agreed upon prior to purchasing the website. If you have any concerns or questions about the following terms and conditions, please contact BuildOffers.com customer service at 866-774-9940 or at info@buildoffers.com prior to purchasing any website. All clients must consent and agree to the following: This BuildOffers.com Site Ownership Agreement ("Agreement") is a legal agreement between you (you or your as the context requires) and BuildOffers.com, Inc. ("We", "Us" or "Our" as the context requires). It states the terms and conditions that apply to your participation in the BuildOffers.com site ownership program. Definitions As used in this Agreement, the capitalized terms below will have the following definitions: "Customer" means any customer who visits your website. "Products" means one or more categories of financial services products made available by BuildOffers.com or its partners and designees; "Qualified Lead" means any lead selected from your Site that meets all of the following criteria required by the Provider to receive compensation, namely the applicable Customer must (1) complete the application for the specific product; and/or (2) be approved for the product being offered, such as a credit card, loan or financial service. "Revenues" means the compensation paid to you for Qualified Leads generated in connection with your participation in the BuildOffers.com Site ownership program. "Services" means the services We provide to you under this Agreement in connection with your participation in the BuildOffers.com Site ownership program. "BuildOffers.com Site ownership" means an operator of an online site available through BuildOffers.com. "BuildOffers.com Site ownership opportunity" means the service available through the web site BuildOffers.com having an address of http://www.BuildOffers.com or any replacement thereof. "Your site" means the online, configurable site provided, hosted and maintained by BuildOffers.com pursuant to this Agreement, and through which you will have the capability to market Credit Cards and other Financial Services products to Customers. "Your Content" refers to the images, text, information, and other materials uploaded to the Site. "Your site Name" means the name you choose to give your site, subject to this Agreement. "Your site URL" means the site address that you choose from the list of available web addresses provided by BuildOffers.com or URL that you suggested to be registered by BuildOffers.com for the sole purposes for your site URL. "Your Web Site(s)" means all web sites and web pages owned or operated by you, excluding your site, on which you have permission to display text, images, information and other materials as defined in this agreement. Site Ownership To become a Site owner and to access and use the Services: (a) you must accept, by clicking on the purchase button, and comply with, the terms and conditions of this Agreement; (b) you must complete the online registration form; and (c) We must receive your payment for the setup fee and the monthly hosting and maintenance fees for the program you have requested (all of the foregoing is collectively referred to as the "Registration Process"). Site Ownership Inclusions The ownership of Your Site includes ownership only during the time of subscription with BuildOffers.com. The actual website and any pages thereof, including all textual, design, and layout elements of the website and its individual pages, and all affiliate content and affiliate program advertising links are the sole property of BuildOffers.com and cannot be transferred to another site or hosted anywhere else but through BuildOffers.com. You are only the owner of your Logo and any custom materials that you upload to Your Site after Your Site goes live, including text, images, design aspects, pages, etc. You are also the sole owner of your domain name. Setup Fee Purchase Cost The setup fee of the website purchased is non-refundable after 24 hours. If you choose to cancel the website purchase, a notification must be sent to BuildOffers.com customer support at info@buildoffers.com with the request to cancel the order. The request must be sent and received prior to 24 hours from the time of purchase. Monthly Fee Cost The monthly fee charged to you is in addition to the one-time setup fee. The monthly fee varies depending on the monthly hosting plan selected and will include only the services detailed in the selected plan. The monthly fee is charged 30 days after this site is purchased and every month thereafter on the same billing date. The monthly fee will be automatically charged to the credit card that you provided during registration when purchasing your website. If you no longer wish to have a site hosted by BuildOffers.com, cancellation must be sent to BuildOffers.com customer support at info@buildoffers.com prior to the following monthly fee. The monthly fees may be subject to future increases and you will be notified 30 days prior to such an increase. Development Time The development time for your website will depend on the site type selected. There are also other variables that may effect the development time of your site and the following timelines are estimated and based on the average turnaround time from the purchase date. The BuildOffers.com development team will work to meet the standard turnaround time, which is a maximum of five business days, but does not guarantee the timeframe listed below. Site Configurations Through the shopping cart process, you have selected the design, logo, advertisers to be included on your website, and the monthly plan type that you would like to have applied to your new website. These configurations can be changed once you are provided access to the online interface provided through FlexOffers.com, but cannot be changed during the development of the website. Domain Name Transfer You are responsible for providing a domain name for the site to be built. The domain name must be available and registered under your name. You will be provided instructions on how to transfer the domain to the BuildOffers.com hosting services. Email Addresses You will be provided with one email address with the domain name and can request additional email addresses to the maximum amount allowed within the selected plan. The email addresses will be made accessible through an online interface or you can setup usage with external software to manage and download emails through a pop account. Ftp Access FTP access is not available at this time, the only customization allowed to the sites is that which is available through the client interface or requested as custom work by the design team. Design Time You may be provided a specific number of design hour(s) per month, dependant on the plan selected. These design hours include any number of services that require specific custom work to your site, compliance issues that are not resolved through data feeds, or any other task that is requested by you for the website. Design time is charged each month to your credit card information on file. A specific design time requested is a minimum of 15 minutes. Depending on the amount of design time required, you will be notified prior to starting the estimated time frame for the work to be completed. In the event your site is non-compliant and requires adjustment from the BuildOffers.com design team, time used will be applied to the design hours remaining in your account or will be billed to the credit card on file. Online Interface Subject to the terms and conditions of this agreement, BuildOffers.com will use commercially reasonable efforts to make available to you an online interface (https://client.flexoffers.com) to configure and manage your site that will be hosted on and operated from the servers of BuildOffers.com. Through the online interface, you will be able to select site template design, site name, site colors, site font, etc. For each product listed on your site, BuildOffers.com will display a short description, other pertinent information and a link to apply for the product. Authorization of Site Access You may use the services and your site solely for your individual purposes in accordance with this agreement. You may not permit anyone else to use the online interface unless they have been given authorized access by you and are added to your online profile. It shall be your responsibility to safeguard any login and passwords required to access the online interface, the secure areas of your site, or the services, and you shall be liable for any unauthorized use thereof. You may not use or attempt to use the services or your site as a service bureau or to set up a service offering site services to third parties. Web Site Transferring Due to the agreement with the advertisers and the format in which content is provided, websites are nontransferable to other hosting services or companies. However, if you choose to cancel a website, you can transfer the domain to another website hosting service, but the actual website (Your Site) cannot be transferred. If you choose to sell the website to another individual, you may do so as long as the site remains hosted with BuildOffers.com. If you do not sell a site or otherwise transfer the site, and no longer choose to pay the monthly hosting fees, all content and links provided by BuildOffers.com will be removed and expired, and Your Site will be removed from our hosting services. Content and Advertising Links Provided You agree that the content and advertising links provided are only provided to your website during the time in which you are hosting the site with BuildOffers.com. Due to the specific agreements set forth with the advertisers and the nature in which content us updated daily for compliance reasons, neither the content provided by BuildOffers.com nor the advertising links can be transferred over to another website hosted by another company. In addition, content provided by BuildOffers.com cannot be altered by you or any user who has access to the purchased website. Product Information and Compliance The BuildOffers.com editorial team maintains all editorial content provided to client websites. The editorial content includes reviews, fee information, ratings, and product/service images, and it is updated daily. Any content that is added by you outside the data feed remains your responsibility to update and change, if changes are requested by BuildOffers.com support services for compliance reasons. In such cases that the BuildOffers.com team must make changes for you that are required for compliance reasons, they will be deducted against the monthly design time allocated for you. In the event a compliance notice is sent and you are unable to make the required changes within 24 hours, BuildOffers.com support services will make the required changes requested by the advertiser and deduct the time spent against the monthly design time remaining for you. Advertising Site When advertising the site, it is your responsibility to abide by all the terms and conditions set forth by the Affiliate Terms and Conditions Agreement. This applies to a variety of advertising campaigns, such as PPC Search Engine campaigns and trademark violations set forth by advertisers. If your website is determined not to comply, you will be notified and must comply within 24 hours. Failure to do so can result in the advertising links being shut down or your website being taken offline, if the BuildOffers.com support services cannot resolve the issue set forth by the advertiser. Monthly Payments BuildOffers.com will pay out your revenues on a monthly basis. All of the payments are to be processed by the last day of each month following the month in which they were earned. We will send you a check for any revenues, as described above, on Qualified Leads completed. If BuildOffers.com terminates this Agreement in the event of your breach, we may withhold your profits at least until any dispute regarding your breach of this Agreement is resolved. It is your responsibility throughout the term to provide us with your current mailing address, and you acknowledge that we cannot be responsible for any payment if you do not provide BuildOffers.com with a current address. Guaranteed Downtime Compensation Guaranteed Downtime Compensation will pay BuildOffers.com clients for missed revenue during downtime. In the event your site is down for an extended amount of time (over 60 minutes) due to an error on our part, we will compensate you based on your site's previous months earnings. For example, if you earned $1,000 the previous month (a daily average of $32), you will receive $32, assuming it is down for 24 hours. If your site is down for less than 24 hours, you will receive the amount equivalent the time the site was down. Please note that this policy excludes the interruption of advertiser sites or links. This downtime guarantee compensation does not apply to planned maintenance which is announced prior and may result in a BuildOffers.com client site to be down. Site Promotion Each site owner shall have sole responsibility for all marketing, advertising and promotion of their site, and you, and not BuildOffers.com, shall pay any and all marketing, promotional or advertising expenses or costs you incur in connection with such activities. BuildOffers.com strictly prohibits any telesales marketing and any advertising and promotions that result in you manually typing in applications on behalf of your clients. BuildOffers.com does not allow you to promote advertised credit cards, loans, financial offers, etc. through any other media source or promotional medium other than through the Internet. In the event that we determine your leads to have been generated via in-bound or out-bound telesales efforts, or by any other promotional medium other than the Internet, BuildOffers.com can invalidate all leads from the transaction reports and terminate your account. There may be exceptions to these rules for specific advertisers or products, and in such cases, prior approval must be given to you from a BuildOffers.com representative in writing. Application Processing and Reporting Our affiliated advertisers will be responsible for processing customer orders for services or products, processing customer applications, tracking all leads generated through your site, providing you with online reports summarizing such leads activity, and providing your customers with customer service and support. BuildOffers.com and our designees reserve the right to reject any customer order if it does not qualify as a "Qualified Lead" or for any other reason. Revenues from leads of financial services products shall be tracked and recorded to your member account. You agree not to make any statement, whether on your web site or otherwise, representing or implying that you are responsible for reviewing applications, customer service, support or fulfillment. BuildOffers.com will provide statistical reporting for applications and approvals. You agree to accept BuildOffers.com reporting for all Qualified Leads generated from your site. Eligibility You must have the legal capacity to enter into an enforceable contract. Minors are not eligible. You represent that you are at least 18 years of age, and have all necessary power, competence, and authority to enter into this Agreement. We reserve the right to refuse to register or de-register you as an ineligible site operator at any time in our sole discretion. Taxes You agree to pay all federal, state, local, personal property, and other taxes (excluding taxes on our income) arising as a result of this Agreement, including without limitation, any federal or state taxes due on profits. If you are a U.S. resident and reach the applicable tax thresholds, (1) We shall provide you with a Form 1099-MISC "Miscellaneous Income," and (2) you shall provide us with your valid social security or other federal tax identification number upon request. SPAM Policy BuildOffers.com is vigorously against the practice commonly referred to as "Spam". Users who are reported and whose claims of "Spam" are validated by the site, will have their respective accounts either immediately TERMINATED or SUSPENDED, at the sole discretion of the BuildOffers.com management. We define "Spam" as: (1) Electronic mail messages addressed to a recipient with whom the initiator does not have an existing business or personal relationship or is not sent at the request of, or with the express consent of, the recipient; (2) Messages posted to Usenet and message boards that are off-topic (unrelated to the topic of discussion), cross-posted to unrelated newsgroups, or posted in excessive volume; (3) Solicitations posted to chat rooms, or to groups or individuals via Internet Relay Chat or "Instant Messaging" systems (such as AOL Instant Messenger). Policies and Cancellation of Services You shall comply with all laws, rules, regulations, and duties applicable to your use of the services provided and your site. BuildOffers.com reserves the right to change our policies and operating procedures concerning products and services pricing or any other matter relating to your site at any time and for any reason. Either you or BuildOffers.com may cancel the services provided at any time during which the site is hosted by BuildOffers.com with written notice to either party within 30 days prior to the cancellation date. Pricing for each qualified lead or sale is detailed in the Admin section and can change at any time for any reason at the sole discretion of BuildOffers.com. BuildOffers.com Trademarks If you desire to use the BuildOffers.com and its designees trade name, trademark, and/or associated logo (collectively the "Marks") to promote your site or for any other reason, please send an email to our customer service department at info@buildoffers.com and request permission to do so. If we notify you in writing that we are willing to grant you such permission, the following trademark license shall apply: We grant you, for the term of this Agreement, a royalty-free, non-exclusive, nontransferable, non-sub-licensable, limited, worldwide license to use the Marks for the sole purpose of providing a hyperlink to BuildOffers.com or your site, including without limitation any web pages displaying the Products marketed thereon. You acknowledge that we own the Marks and you agree not to claim any ownership in such Marks. you shall at no time adopt or use, without our prior written consent, any variation of the Marks, any mark (including without limitation your site Name) incorporating any of the Marks, or any mark likely to be similar to or confused with any of the Marks. Any and all goodwill arising from your use of the Marks shall inure solely to the benefit of BuildOffers.com, and you agree not to assert any claim to the Marks or associated goodwill. You agree to cooperate fully with us as we may request to ensure proper and appropriate usage of the Marks, including but not limited to following all of our usage guidelines regarding the Marks. We reserve the right to revoke your limited license. Acknowledgements By agreeing to these Terms and Conditions, you represent that you are at least 18 years old and are authorized to enter into this Agreement, are entering into this Agreement on your own behalf, have independently evaluated the desirability of entering into this Agreement, and are not relying on any representation, guarantee, or statement other than as expressly set forth in this Agreement. You acknowledge that nothing in this Agreement should be construed as guaranteeing the purchase of any Product, or the generation of any referral fees from your operation of the Site. You represent and warrant that the Site will not be used in connection with any illegal purpose. At any time upon request by BuildOffers.com, you agree to sign a non-electronic version of this Agreement. Non-Disclosure You acknowledge that during the term of this Agreement you may obtain confidential and/or proprietary information relating to BuildOffers.com, the BuildOffers.com sites Network, your site or the Services (collectively referred to as "Proprietary Information"). You acknowledge that we or our licensors own all such Proprietary Information. Proprietary Information shall not include information that is or becomes publicly known through no wrongful act of yours or of other site Operators participating in the BuildOffers.com sites Network. You shall not disclose Proprietary Information to third parties without our prior written consent, and you agree to undertake reasonable measures to ensure that the Proprietary Information is kept confidential. You also agree to report immediately to us any unauthorized disclosure of Proprietary Information of which you have knowledge. You acknowledge and agree that, due to the nature of the BuildOffers.com sites Network, your site, and any Proprietary Information, there can be no adequate remedy at law for any breach of your obligations hereunder; that any such breach may cause irreparable harm to Us; and therefore that, upon any such breach or threat thereof, We shall be entitled to injunctive and/or other appropriate equitable relief in addition to whatever remedies We may have at law. Modification of This Agreement and Services BuildOffers.com reserves the right to modify any of the terms and/or conditions of this Agreement, at any time and at BuildOffers.com sole discretion, by posting a change notice or a new agreement on our web site. You agree to periodically review the BuildOffers.com Web Site for modifications to this Agreement. Termination This Agreement shall be effective upon the date on which BuildOffers.com provides you with access to your site and the online interface. This Agreement may be terminated as follows: (1) by you, at any time and for any reason, (2) by BuildOffers.com, at any time and for any reason, by providing you with ten (10) days advance notice; or (3) by BuildOffers.com immediately upon notice to you in the event of any breach by you of the terms of this Agreement. Upon any termination of this Agreement, your access to the Administration Area will terminate and Internet access to your site will be unavailable. In the event of a breach, BuildOffers.com may invalidate any leads generated from your site. Disclaimer The services, your site, the BuildOffers.com site and the BuildOffers.com network, including all communities and other sites, content, features, products and services we make available to you or your customers pursuant to this Agreement, are provided on an "as is" and "as available" basis, at your sole risk and without representations or warranties of any kind, either express or implied, including but not limited to warranties of title, merchantability, fitness for a particular purpose, non-infringement, or otherwise arising out of a course of performance, dealing or trade usage. Nor are any warranties or commitments made that access or use will be uninterrupted, error free or secure, or as to the results to be obtained from any access or use. You further acknowledge that we bear no responsibility for (a) any products, (b) the ability (or inability) to apply for any products, or (D) your site name and URL. You agree that any dispute regarding any products shall be directed to the provider or supplier of the products, and not to us. Limitation of Liability Neither we, nor any of our affiliates, licensors, or business partners, nor any of our or their respective personnel shall be liable for business interruption, loss or injury to revenue, profits, business opportunity, business performance, reputation or data or for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to this Agreement, the services, your site, the BuildOffers.com Network (including all communities and other sites, content, features, products and services we make available to you or your customers pursuant to this Agreement), any access to or use of any of the foregoing, any failure of such access or use or any breach of this Agreement. Without in any way limiting the foregoing, neither we, nor any of our affiliates, licensors, or business partners, nor any of our or their respective personnel shall in any event have, in the aggregate, any liability whatsoever in connection with this Agreement in excess of an amount equal to the amounts payable to you as profits during the calendar year in which occurred the first claim alleging liability hereunder. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you. General This Agreement expresses the entire understanding and Agreement between the parties, and supersedes any and all prior or contemporaneous agreements, understandings, or contracts, written or oral, entered into between you and BuildOffers.com with respect to the subject matter hereof. No waiver of any breach of this Agreement shall be effective unless made in writing and signed by an authorized representative of the waiving party. Neither your rights nor your obligations arising under this Agreement are assignable or otherwise transferable by you (whether voluntarily or by operation of law) without BuildOffers.com written consent, and any such prohibited assignment or transfer shall be void and without effect; provided that if BuildOffers.com should so consent in writing, the assignee shall be bound by all of the terms and conditions of this Agreement. Notwithstanding the foregoing, BuildOffers.com may assign and/or delegate any or all of its rights or obligations hereunder without your consent. You and BuildOffers.com are independent contractors, and nothing in this Agreement shall create or be construed to create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between the parties. Except as otherwise provided in this Agreement, neither party shall have the right, power, or authority to act or to create any obligation, express or implied, on behalf of the other. You will have no authority to make or accept any offers or representations on BuildOffers.com behalf. This Agreement is entered into in the County of Miami-Dade, State of Florida, USA, and shall be governed by and construed under the substantive laws of the State of Florida, USA, exclusive of its choice-of-law rules. You expressly consent to (a) the exclusive jurisdiction of the federal and state courts within the County of Miami-Dade in the State of Florida, USA., over any dispute arising out of this Agreement, and waive any improper venue or inconvenient forum objections thereto, and (b) service of process being effected upon you by registered or certified mail sent to the most current address for you on file with BuildOffers.com. If either party is required to retain the services of an attorney to enforce or otherwise litigate or defend any matter or claim arising out of or in connection with this Agreement, then the prevailing party will be entitled to recover from the other party, in addition to any other relief awarded or granted, its reasonable costs and expenses (including attorneys fees) incurred in the proceeding. If any provision of this Agreement is found invalid or unenforceable under judicial decree or decision, the remainder will remain valid and enforceable according to its terms. Export Controls You acknowledge that none of the Proprietary Information may be downloaded, transferred or otherwise exported or re-exported (a) into (or to a national or resident of) any country to which the United States has embargoed the sale of goods or technology; or (b) to anyone on the U.S. Treasury Department list of Specially Designated Nationals or the U.S. Commerce Department Table of Denial Orders. You represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list. Updated: February 18, 2010 BuildOffers.com BuildOffers.com, Inc. 990 Biscayne Blvd. - Office 501 Miami, Fl. 33132 Ph: (866) 774-9940 Fax: (305) 999-9972 Email: info@buildoffers.com

BUILDOFFERS.COM AFFILIATE TERMS AND CONDITIONS Terms of Service Agreement All partners must consent and agree to the following: This BuildOffers.com Site Ownership Agreement ("Agreement") is a legal agreement between you ("You" or "Your" as the context requires) and BuildOffers.com, Inc. ("We", "Us" or "Our" as the context requires). It states the terms and conditions that apply to your participation in the BuildOffers.com site ownership program. "BuildOffers.com Site ownership" and "BuildOffers.com Site" refer to the online, configurable site hosted and maintained by BuildOffers.com through which you will market Credit Cards and other Financial Services products (defined below) to customers; "BuildOffers.com" refers collectively to all Sites and other software, including but not limited to the BuildOffers.com web site (located at http://www.BuildOffers.com), owned, hosted, and maintained by BuildOffers.com, Inc., or its designees; "Your Site" refers to web pages and sites, including the Site on which you have permission to display images, text, information, or other materials (defined below); "Your Content" refers to the images, text, information, and other materials uploaded to the Site; "Your Site Name" refers to the name you choose to give the Site, subject to the Terms and Conditions set forth below. DEFINITIONS As used in this Agreement, the capitalized terms below will have the following definitions: "Customer" means any customer who visits your website. "Products" means one or more categories of financial services products made available by BuildOffers.com or its partner and designees; "Qualified Lead" means any lead selected from Your Site that meets all of the following criteria required by the Provider to receive compensation, namely the applicable Customer must (1) complete the application for the specific product; and/or (2) be approved for the product being offered, such as a credit card, loan or financial service. "Revenues" means the compensation paid to You for Qualified Leads generated in connection with Your participation in the BuildOffers.com Site ownership program. "Services" means the services We provide to You under this Agreement in connection with Your participation in the BuildOffers.com Site ownership program. "BuildOffers.com Site ownership" means an operator of an online site available through BuildOffers.com. "BuildOffers.com Site ownership opportunity" means the service available through the web site BuildOffers.com having an address of http://www.BuildOffers.com or any replacement thereof. "Your site" means to the online, configurable site provided, hosted and maintained by BuildOffers.com pursuant to this Agreement, and through which You will have the capability to market Credit Cards and other Financial Services products to Customers. "Your site Name" means the name You choose to give Your site, subject to this Agreement. "Your site URL" means the site address that you choose from the list of available web addresses provided by BuildOffers.com or URL that you suggested to be registered by BuildOffers.com for the sole purposes for your site URL. "Your Web Site(s)" means all web sites and web pages owned or operated by You, excluding Your site, on which You have permission to display text, images, information and other materials as defined in this agreement. SITE OWNER; ELIGIBILITY Site owner To become a Site owner and to access and use the Services: (a) You must accept, by clicking on the "I ACCEPT" button, and comply with, the terms and conditions of this Agreement; (b) You must complete the online registration form; and (c) We must receive Your payment for the set-up fee and the monthly hosting and maintenance fees for the program You have requested (all of the foregoing is collectively referred to as the "Registration Process"). Eligibility You must have the legal capacity to enter into an enforceable contract. Minors are not eligible. You represent that You are at least 18 years of age, and have all necessary power, competence, and authority to enter into this Agreement. We reserve the right to refuse to register or de-register You as an ineligible site Operator at any time in Our sole discretion. SETTING UP YOUR SITE Site Subject to the terms and conditions of this Agreement, BuildOffers.com will use commercially reasonable efforts to make available to you an online means (the "Administration area") to configure and manage a Site that will be sited on and operated from the server(s) of BuildOffers.com or its designees. Through the Administration area, you will be able to select site template design, site name, site colors, site font, etc. For each Product listed on the Site, BuildOffers.com will display a short description, other pertinent information and a link to apply for the Product. Products You will not be able to change or modify the content, images or information relating to Products provided by BuildOffers.com. Specifically Prohibited Activities Without limiting any other provision of this Agreement: Because you will not be responsible for any aspect of order processing or fulfillment, you agree not to make any statement, whether on Your Web Sites, the Site, or otherwise, representing or implying that you are responsible for order processing or fulfillment; and because you understand that federal and state laws seek to protect consumers from misleading advertising, you agree not to make any statement, whether on Your Web Sites, the Site, or otherwise, that could be interpreted as a representation or warranty regarding any Product. Site URL When signing up for a site, you as the owner can choose from a list of available URLs provided by BuildOffers.com or You can provide a URL of which you are the current registered owner. It is the Siteowners responsibility to make sure that any suggested domain name is registered or available for registration at the time of execution of this agreement. If You choose to use any of the URLs that are currently owned by BuildOffers.com, You will be responsible for any fees associated with the transferring of ownership of the URL from BuildOffers.com to You. If you choose to use your own URL, You as the owner are responsible for any registration and ownership fees for the URL. Upon termination of the agreement (i.e. terminating your BuildOffers.com membership) you will maintain full ownership of the URL. Using Your Site You may use the Services and Your site solely for Your individual purposes in accordance with this Agreement. You may not permit any one else to use the Site Admin Page. It shall be Your responsibility to safeguard any login and password(s) required to access the Site Admin Page, or the secure areas of Your site or the Services, and You shall be liable for any unauthorized use thereof. You may not use or attempt to use the Services or Your site as a service bureau or to set up a service offering site services to third parties. Prohibited Content and Materials Your Site may not include any illegal, inflammatory or pornographic materials or content, and you may not include such materials in any custom work anywhere in Your Site. Application Processing and Reporting Our designees will be responsible for processing Customer orders for Financial Services products, processing Customer applications, and tracking all leads generated through Your site, providing You with online reports summarizing such leads activity, and providing Your Customers with customer service and supports. BuildOffers.com and our designees reserve the right to reject any Customer order if it does not qualify as a "Qualified Lead" or for any other reason. Revenues from leads of Financial Services products shall be tracked and recorded to Your member account. You agree not to make any statement, whether on Your Web Site(s), Your site, or otherwise, representing or implying that You are responsible for reviewing applications, customer service, support or fulfillment. BuildOffers.com will provide statistical reporting for applications and approvals. You agree to accept BuildOffers.com reporting for all Qualified Leads generated from your site. PAYMENTS AND TAXES Payments BuildOffers.com will pay out your Revenues on a monthly basis. All of the payments are to be processed by the last day of each month following the month in which they were earned. We will send You a check for any Revenues, as described above, on Qualified Leads completed. If BuildOffers.com terminates this Agreement in the event of your breach, We may withhold Your profits at least until any dispute regarding Your breach of this Agreement is resolved. It is your responsibility throughout the term to provide us with your current mailing address, and You acknowledge that We cannot be responsible for any payment if You do not provide BuildOffers.com with such a current address. Downtime Compensation Policy In the event that the BuildOffers.com servers are down for more than 1 hour, BuildOffers.com will compensate Your Site for the downtime. The compensation will be based on historical payment information. This compensation rule does not apply to advertiser links or other issues that are isolated to servers not hosted by BuildOffers.com. No Sales Guarantees BuildOffers.com does not guarantee that you will produce any sales through Your Site or earn any commissions from sales of products on Your Site. It is your sole responsibility to produce sales from the products on Your Site, and BuildOffers.com in no way guarantees sales on Your Site. Taxes You agree to pay all federal, state, and local, personal property, and other taxes (excluding taxes on Our income) arising as a result of this Agreement, including without limitation, any federal or state taxes due on profits. If You are a U.S. resident and reach the applicable tax thresholds, (1) We shall provide You with a Form 1099-MISC "Miscellaneous Income," and (2) You shall provide Us with Your valid social security or other federal tax identification number upon request. POLICIES AND PRICING You shall comply with all laws, rules, regulations, and duties applicable to your use of the Services and your site. BuildOffers.com reserves the right to change our policies and operating procedures concerning Products and Services pricing or any other matter relating to your site at any time and for any reason. The Service is provided as is with out any obligations and no guarantees, and it is refundable only if canceled within 30 days of initial registration. In the event that You cancel your site within the first 30 days, you are not eligible to receive any commissions generated from your site. Pricing for each Qualified Lead is detailed in the Admin section and can change at any time for any reason at the sole discretion of BuildOffers.com. BUILDOFFERS.COM TRADEMARKS If you desire to use the BuildOffers.com and its designees trade name, trademark, and/or associated logo (collectively the "Marks") to promote your site or for any other reason, please send email to our customer service department at partners@BuildOffers.com and request permission to do so. If we notify you in writing that we are willing to grant you such permission, the following trademark license shall apply: We grant you, for the term of this Agreement, a royalty-free, non-exclusive, nontransferable, non-sub licensable, limited, worldwide license to use the Marks for the sole purpose of providing a hyperlink to BuildOffers.com or your site, including without limitation any web pages displaying the Products marketed thereon. You acknowledge that we own the Marks and you agree not to claim any ownership in such Marks. You shall at no time adopt or use, without our prior written consent, any variation of the Marks, any mark (including without limitation Your site Name) incorporating any of the Marks, or any mark likely to be similar to or confused with any of the Marks. Any and all goodwill arising from your use of the Marks shall inure solely to the benefit of BuildOffers.com, and you agree not to assert any claim to the Marks or associated goodwill. You agree to cooperate fully with us as we may request to ensure proper and appropriate usage of the Marks, including but not limited to following all of our usage guidelines regarding the Marks. We reserve the right to revoke your limited license. TRADEMARKS & FORBIDDEN TERMS (Credit Cards) Partners cannot use specific trademarks in search engine advertising (such as within the keyword, title, or description) or within the domain name. The following credit card issuers have specifically requested that their trademark terms cannot be used in search engine advertising, such as CPC and CPM campaigns (this also includes any specific product names in which the issuer owns the trademark term, as well as variations and misspellings of any trademark term, such as credit card issuer names). If there are ANY exceptions to these rules, they are stated by the credit card issuers listed below. In some cases, terms that are not Trademarked are forbidden as well. The card issuers or the companies they represent forbid these terms. These specific terms are included below. AccountNow: No bidding on AccountNow or variations of the name AccountNow. American Express: No bidding on ANY American Express branded or trademarked terms including but not limited to the following keywords or any phrase or combination of words containing these keywords: AMERICAN EXPRESS® AMERICAN EXPRESS AMERICAN EXPRESS (CHINESE) AMERICAN EXPRESS (CYRILLIC) AMERICAN EXPRESS (IN CHINESE CHARACTERS) AMERICAN EXPRESS (KATAKANA) AMERICAN EXPRESS (KOREAN) AMERICAN EXPRESS CARDS WELCOME AMERICAN EXPRESS WORLD SERVICE AMERICAN EXPRESS BUSINESS AMERICAN EXPRESS BUSINESS LINE AMERICAN EXPRESS BUSINESS SAVINGS AMERICAN EXPRESS SELECTS AMEX (KATAKANA) AMEX AMEXSELECTS SHOPAMEX EXPRESS PAY BUSINESS LINE BLUE SKY CENTURION CENTURION WORLD MEMBERSHIP REWARDS FIRST MEMBERSHIP REWARDS MEMBERSHIP REWARDS OPTIONS MEMBER SINCE MY LIFE. MY CARD OFFER ZONE OPEN OPEN FROM AMERICAN EXPRESS OPEN SAVINGS PLATINUM CARD PURCHASE PROTECTION PLAN PURCHASE PROTECTION SKYPOINTS SKYMILES STARWOOD Variations Include: CLEAR FROM AMERICAN EXPRESS FREEDOMPASS GLOBAL ASSIST GLOBAL ASSIST PLUS GREEN CARD THE GREEN CARD GREEN FROM AMERICAN EXPRESS PLATINUM CARD PLATINUM BLUE FROM AMERICAN EXPRESS AMERICAN EXPRESS BLUE AMERICAN EXPRESS BLUE CARD AMERICAN EXPRESS BLUE CREDIT CARD BLUE CASH BLUE FOR BUSINESS BLUE PLAY BLUE REWARDS BLUE FOR STUDENTS IN:CHICAGO IN:LA (IN LOS ANGELES) IN:NYC (IN NEW YORK CITY) ONE FROM AMERICAN EXPRESS AMERICAN EXPRESS ONE THE NEST THE OFFICIAL CARD OF LEADING THE PACK THE OFFICIAL CARD THE OFFICIAL CARD OF THE FAN THE OFFICIAL CARD OF WILLPOWER GOLD DELTA SKYMILES CARD DELTA SKYMILES CARD DELTA SKYPOINTS CARD HILTON HHONORS CARD HILTON CARD STARWOOD PREFERRED REWARDS CARD STARWOOD CARD JETBLUE CARD PLATINUM BUSINESS CASH REBATE PLATINUM BUSINESS CREDIT CARD BUSINESS GREEN REWARDS CARD BUSINESS GOLD REWARDS CARD BUSINESS GOLD CARD Discover: No partners are allowed to bid on Discover branded terms within paid search. In addition, any partner participating in paid search must negative match all Discover branded terms. In addition to the list below, affiliates are not permitted to bid on any keywords or keyword phrases that include the Discover brand including, but not limited to, "discover card reviews" or "discover coupons", "discover", etc. Please negative match the Discover brand for all relative keyword campaigns. All common misspellings of the following terms are to be negative matched as well. A list of Discover branded terms is provided below for your reference. Discover Branded Terms: Discover Discover Card Discover Financial Discovercard Discovercard.com Discover.com Discover Credit Card Discover Application Discover Card Application Discover More Card Discover Open Road Card Miles by Discover Discover Motiva Card Discover Business Card Discover Business Miles Card Discover Platinum Discover Miles Discover Gas Discover Student Discover Gas Card Discover Miles Card Discover Platinum Card Discover Student Card Cashback Bonus Apply for Discover Card Discover 2GO Discover Brokerage Discover Network It Pays More to Discover Platinum It Pays More to Discover It Really Does Pay to Discover Novus There's Always Something More to Discover Tribute Award Mydiscovercard.com Apply.discovercard.com Media properties are not allowed to use language that is included in any Direct Mail piece from Discover® Card. This includes use in URL's, keywords, and any other copy. The phrase "Official Site" may not be used in any paid search ad copy headline or descriptions. Affiliates may not use a Discover domain and/or URL (discover.com; discovercard.com) as the display domain or click-through URL within a paid search ad. Click-through links must direct users to a Discover-focused landing page within Discover's website that only links to Discover's application. HSBC Bank Nevada, N.A.: In order to participate in the HSBC Card Services Affiliate program, you must agree to disclose all URLs in which you will promote the HSBC program. And, in addition to the terms of any other agreement between you and HSBC, you agree to all of the following terms: Non-compliance of any of the Terms and Conditions stated below will result in termination of your relationship with HSBC Card Services and forfeiture of all unpaid commissions earned by marketing. General Guidelines Publisher, including marketing, must: A. Be based in the U.S., including marketing. B. Disclose all URLs that will promote Financial Products. C. Have a posted privacy policy that accurately represents your business practices and comports, generally, with HSBC Card Services privacy principals. D. Not display content that may be deemed pornographic or offensive by HSBC Card Services E. Not display content that may be deemed obscene or discriminatory by HSBC Card Services F. Not be classified as an Unsuitable Site. Unsuitable Site means a Site which is one that does not feature customer friendly navigation or contains content that we, in our sole discretion, determine does not meet an acceptable commercial or aesthetic standard including, without limitation, Sites that contain content that (i) advocates discrimination based on age, disability, nationality, race, religion, sex or sexual orientation; (ii) promotes violence or contains hate speech; (iii) is defamatory or libelous; (iv) is misleading, harassing, abusive or otherwise illegal or objectionable to HSBC Card Services. Website Guidelines Publisher, including marketing, must: Have live website, i.e. not be under construction or publicly inaccessible. Limit use of pop-ups on Publisher Site. Use marketing copy, card art and tracking links provided by HSBC Card Services only. Any edits or inaccuracies not corrected within 5 business days will be considered out of compliance. Not use any Trademark and/or brand terms and/or Brand Names (defined in 3.A below) in Meta data for purposes of search engine ranking. Not use/list any HSBC Card Services direct mail response URLs. Have all Links live on Publisher Site within 30 days of being approved. Not list card brands as a bank issuer. Cards are issued by HSBC Bank Nevada, N.A. Not violate any federal, state or local law, including privacy and spam laws. Have a posted privacy policy that accurately represents Publisher business practices and comports, generally, with HSBC Card Services’ privacy principals. Remove or correct all disabled and/or broken Links within 5 business days. Prohibited Practices Publisher, including marketing, shall not undertake or engage in the following practices: Bid on and/or buy any credit card brand name(s) used by HSBC Card Services or Trademarks from search engines. This includes all brands owned by or licensed to HSBC Card Services or its affiliates. Publisher will not use in its domain name nor purchase or register in any search, referral, or advertising service (such as Google's AdWords program), unless with the explicit prior written approval of HSBC Card Services, any of the following terms: Any Trademark or trademark of any HSBC company, and all translations thereof, including "HSBC", "HSBC Bank plc" and "HSBC Bank” Variations of any registered URL containing a Brand Name or e.g. www.HSBC.com, www.HSBCcreditcards.com, www.yourcompany-HSBC.com, etc. Mask URL using any Brand Names. Modify or alter any HSBC Card Services Web site in any way. Make any representations, express or implied, or create an appearance that a visitor to your site is visiting a HSBC Card Services’ site; e.g., "framing" site. Use any mark, name or domain name of any type, which is confusingly similar to Trademark or other Brand Name. Alter any promotional materials provided to Publisher by HSBC Card Services or use other promotional materials or language without first receiving written authorization from HSBC Card Services. Engage in fraud or other conduct calculated to generate the payment to Publisher of commissions that do not reflect compensable Referrals/Leads/Booked Accounts within the spirit of the Program. Disclose to third parties, as a subset of the users of the Publisher Site, any identifying information regarding users who access HSBC Card Services Site from Publisher Site. Operate an illegal business through your web site and/or subscription email list. Engage in any illegal activity of any type, including but not limited to displaying illegal content on Publisher Site and/or in Publisher subscription emails, or offer any illegal goods or services through Publisher Site and/or subscription emails. Engage in SPAM or unsolicited commercial advertising emails. Place links to any HSBC Card Services Site in newsgroups, message boards, unsolicited email (“SPAM”) and other types of SPAM, banner networks, counters, chatrooms, guestbooks, IRC channels or through similar Internet resources. Cause or enable links to any HSBC Card Services Site or any “HSBC” site, which are not made in good faith, including, but not limited to, by means of any device, program, robot, Iframes, hidden, frames, JavaScript popup windows and redirects. Establish or cause to be established any promotion that allows third parties to place links to any HSBC Card Services Site without HSBC Card Services’ prior written permission. Copy or modify, in any way, any icons, buttons, banners, graphics files, or content that HSBC Card Services has made available as a result of the Agreement. Remove or alter any copyright or trademark notices. Incentive / Reward Sites If Publisher, including marketing, offers cash and/or point rebates and/or incentives (“Incentives”) of any kind to its customers/prospects for completing a transaction associated with the Publisher agrees to the following terms. Provide customers/prospects with disclosures deemed adequate by HSBC Card Services in its sole opinion regarding how the transaction(s) history between the customer/prospect and the Publisher is mutually shared with HSBC Card Services. Provide customers/prospects disclosures deemed adequate by HSBC Card Services in its sole opinion regarding how the fulfillment of Incentives will be paid out/provided to the customer/prospect, including but not limited to the following pieces of information (i) minimum requirements/earnings/threshold required, if necessary, to receive Incentive, (ii) delivery method in which Incentives will be provided to customer/prospect, (iii) Approximate timetable for customers/prospects to receive Incentives. Email If Publisher, including marketing, deploys solo email advertisements on behalf of HSBC Card Services to its email advertising list, Publisher: Represent that it maintains the list file in a manner that conforms to best practices of opt-in selection, privacy policies, and applicable laws. Such representation shall accurately represent your business practice. Shall properly disclose who the sender of the email advertisement is to the customer/prospect. Shall provide HSBC Card Services with adequate notice of email advertisement deployment date and volume. Shall include Opt-out language provided by HSBC Card Services or use Opt-out language that meets the following three conditions: 1. Opt-out language clearly describes the identity of the vendor/sender of the email 2. Explain why consumer is receiving such email advertisement 3. Provide customer/prospect with the ability to unsubscribe from future email advertisements deployed by the Publisher. Shall maintain an Opt-out feature. Shall monitor all customer’s/prospect’s requests to be removed from future email advertising campaigns within seven (7) days from initial request. Shall provide sufficient testing opportunity of email advertisement(s) as requested by HSBC. Shall submit sample email and receive written approval from HSBC before deployment of any email advertisement. Shall maintain that, other than the text and/or HTML creative and the Opt-out language provided by HSBC HSBC Card Services, the email advertisement shall not contain any other text, creative, or information. Shall not engage in any email activity that is not in accordance with the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003. MBNA Canada: Affiliates must abide by the following terms: Use of the term "MBNA Canada Bank" or any derivative thereof as a display URL for search engine bidding purposes is prohibited. Affiliates are permitted to bid on branded keywords so long as it is relevant to the credit card product and the product name is not a stand-alone keyword. For example, "WorldPoints MasterCard" or "WorldPoints Credit Card" is permitted; "WorldPoints" as a stand-alone term is not permitted. Affiliates are permitted to include the term "MBNA" in their bids so long as it is relevant to the credit card product and the product name is not a stand-alone keyword. For example, "MBNA Credit Card" is permitted; "MBNA" as a standalone term is not permitted. Only copy documents that have been approved in advance by MBNA Canada Bank may be used to market the MBNA credit cards. All other copy is prohibited. All credit card names must be listed exactly as noted on approved copy documents. Partner has 5 business days from time of notification to comply with program changes, including but not limited to updates to credit card terms and conditions, creative, or approved copy documents. Publisher may not promote any MBNA credit card not listed within their BuildOffers template. Credit cards may not be marketed using incentives unless publisher receives prior written approval from BuildOffers. Framing the MBNA website, contextual marketing (Content, pop-up or pop-under), e-mail, newsletters, and marketing in chat rooms or on message boards is strictly prohibited. MBNA credit card products shall not be marketed in "bad credit" or "poor credit" sections of your website. Batching / posting applicant information or collecting applicant personal information is prohibited and can result in immediate termination from the program. TRADEMARKS & FORBIDDEN TERMS (Credit Services) CreditReporting.com: Do not market product as "Credit Repair". Do not conduct e-mail marketing/solicitations. CreditReporting.com does not affiliate with companies who are in the business of Credit Repair, or who affiliate with Credit Repair Companies, or who advertise Credit Repair on their web sites. Equifax.com: Please do not outbid Equifax branded terms. Equifax.com marketing and advertising materials must comply with the following rules: 1. Offerings and Associated Literature must not use the following terms: “improve,” “enhance,” “boost,” “raise” and “increase” in the same phrase as “score” or “rating”. 2. Offerings and Associated Literature must not use the phrases “credit repair,” “credit rebuilding,” “credit fix,” “repair your credit,” “fix your credit” or combinations of those words. 3. Offerings and Associated Literature must not use the terms “advice”, “tips”, “suggestions” and “instructions” in the same phrase as “improving,” “enhancing,” boosting,” “raising” and “increasing” a credit score or credit rating. 4. Offerings and Associated Literature that refer to the Score Simulator must add an explanation regarding the general nature of the simulated score associated with the Score Simulator, and must not suggest that the simulated score is “always” (or its equivalent) predictive of one’s actual score. FreeCreditReport.com: Publisher may not mislead, use scare tactics, or play upon the fears of consumer; imply that there will be inaccuracies on a consumer’s credit history and that they are beyond the consumer’s control; demean the credit bureaus; or offer to help the consumer restore a credit report including, but not limited to, using terms similar to: clear your credit, fix your credit, advise on correcting your credit, clean up your credit, repair your credit, and guidance on how to correct your credit. Publisher may not obtain or use domain names that are misspellings or variations of consumerinfo.com, freecreditreport.com, creditchecktotal.com, familysecure.com, triplealert.com, experian.com, or annualcreditreport.com. Publisher cannot have links, banners, or text relating to credit repair on their sites. Due to problems that may result from anti-spam regulations, Publisher may not use standalone e-mail campaigns or newsletters to promote Merchant products without prior approval. Please contact your FlexOffers representative for more details. Publisher is prohibited from using consumerinfo.com, freecreditreport.com, experian.com, creditchecktotal.com, familysecure.com, triplealert.com, annualcreditreport.com, or misspellings or variations of such URLs as a display URL in any search engine listings or in any keyword bidding. Publisher is also prohibited from using "annual," "annual credit report," "FACTA," "FACT ACT," "FICO," "credit repair," or "Vantage Score" or any misspellings or variations in any keyword bidding. Publisher agrees and understands that any violation of the terms above may result in termination and/or non-payment of leads obtained through prohibited behavior. ID Watchdog: Incentivized publishers are not allowed to Market ID Watchdog. Please do not bid on ID Watchdog or any variations or misspellings of ID Watchdog. Also please add "LifeLock", "Life Lock" and "Lifelock.com" as negative keywords if participating in SEM. Protected keywords include: ID Watchdog, id watchdog, identity watchdog, idwatchdog, idwatchdog.com, and any variations or misspellings. IdentityTruth: Publishers are free to use keyword bidding with the exception of bidding on the corporate name, IdentityTruth. LifeLock Identity Theft Services: Publishers are welcome to use paid placement to market LifeLock. LifeLock protects its brand and image by mutually protecting the brand and image of competitors. As a result, LifeLock will be retaining the use of our trademarked names for our in-house search purposes. Therefore, publishers may not bid on Lifelock, Lifelock.com AND any of the variations of our branded terms that are listed under our Protected Keywords, below. Failure to comply will result in the termination of your ability to promote LifeLock and you may be subject to the reversal of commissions. Furthermore, LifeLock reserves the right to take legal action against your company for trademark use. Some recommended terms are included, but it is in no way an all-inclusive list. In addition, affiliates are not allowed to use e-mail marketing. Protected Keywords Include: LifeLock, Lifelock.com, Life Lock, www.lifelock.com, WalletLock, Todd Davis. Additionally, the following competitor brands should NOT be bid on: Chase ID Protection, Lock Your Own Life, Debix, Identity Guard, Equifax, Identityguard, Loudsiren, Name Safe, EZShield, IdentityTruth, Namesafe, Experian, ID Safewatch, TransUnion, Free Credit Report, True Identity, Freecreditreport, TrueIdentity, Free Identity Protect, IDWatchdog, Go Free Credit, ITAC, TrustedID. At LifeLock's discretion, variations of competitor terms are prohibited and may lead to expulsion from the program. In addition, you are not allowed to bid on any combination of words that include our trademarked words. LifeLock affiliates must negative match on all search engines for the above competitors’ words and LifeLock trademarked terms. If you are found to be violating our keyword policy, we will report you to this affiliate network and require you to stop. If a second communication is required to get your cooperation, we will reverse applicable commissions, and if a third notice is required, we will terminate our relationship and place you on the auto-decline list. Recommended Keywords Include: about identity theft; agency data breach; arizona data breach; Avoid identity theft; bank data security breach; Breach; breach data identity theft; breach of data security; california data breach notification; Chris Hansen Dateline; colorado data breach; credit card theft; criminal identity theft; Data Breach; data breach; data breach incidents; data breach insurance; data breach letter; data breach notice; data breach notification; data breach protection; data breach response; data breaches or data breach; data security breach; Dateline Identity theft; doctor laura; dr laura; dr. laura; federal agency data breach; federal data breach; fraud prevention; fraud protection; ftc data breach; healthcare data breach; hospital data breach; how to avoid identity theft; how to prevent identity theft; how to report identity theft; humana data breach; id theft; id theft protection; identity fraud; identity fraud prevention; identity fraud protection; identity scams; identity theft; identity theft alert; identity theft and fraud; identity theft check; identity theft coverage; identity theft credit report; Identity theft employee benefit; identity theft help; identity theft hotline; identity theft info; identity theft information; identity theft insurance; identity theft prevention; identity theft protect; identity theft protection; identity theft recovery; identity theft resource; Identity Theft Ring; identity theft security; identity theft services; identity theft shield; identity theft solution; identity theft solutions; identity theft what to do; Identity Thief; information on identity theft; internet identity theft; lfe lock; lfelock; lif lock; life lck; life lcok; life loc; life lok; life lokc; lifelck; lifelcok; lifeloc; lifelok; lifeock; lifeolck; liflock; lost wallet; medical data breach; michigan data breach notification; NBC Dateline; NBC Identity theft; ohio university data breach; omb data breach; online identity theft; paul harvey; pennsylvania data breach; personal data breach; personal identity theft; prevent identity theft; preventing identity theft; protect identity; protect identity theft; protect my identity; protect your identity; protect yourself from identity theft; protection against identity theft; protection from identity theft; rush limbaugh; social security identity theft; state data breach; state data security breach notification; stolen identity; stop identity theft; Story Identity thief; texas data breach; tj maxx data breach; tj maxx identity theft; To catch an Id Thief; to prevent identity theft; ucla data breach; ways to prevent identity theft; what is identity theft. myFICO.com: myFICO.com marketing and advertising materials must comply with the following rules: 1. They must not use the following terms: "improve," "enhance," "boost," "raise," and "increase" in the same phrase as "score" or "rating"; however, an exception will be allowed when discussing hypothetical examples in the Score Simulator, such as "These Actions May Improve My Score." 2. They must not use the phrases "credit repair," "credit rebuilding," "credit fix," "repair your credit," "fix your credit," or combinations of those words. 3. They must not use the terms "advice," "tips," suggestions," or "instructions" in the same phrase as "improving," "enhancing," "boosting," "raising," or "increasing" a credit score or credit rating. 4. If they refer to the Personal Coaching modules in the Suze Orman FICO® kit, it must be made clear that any such modules will focus on issues such as debt relief, buying a car, etc., and not the improvement of an individual consumer’s credit score. 5. When making a statement about the performance of analytic tools available on the myFICO site or a Contractual Associate’s site (e.g., a score simulator), marketing and advertising materials must not suggest that a simulated score is "always" (or its equivalent) predictive of one’s actual score. TrustedID: Affiliates may not participate in paid search bidding without specific permission from FlexOffers.com. Affiliates are restricted from using as their visible URL any domain currently in use by TrustedID which are: a. TrustedID.com b. Any subdomain of TrustedID.com c. IDFreeze.com d. Any subdomain of IDFreeze.com All search affiliates are required to adhere to the following bidding guidelines for all search engines: 1) Affiliates are not permitted to bid on any trademark term of TrustedID or any variations. 2) Affiliates cannot bid above the advertiser's direct ad. 3) At any time, FlexOffers.com may ask affiliates to lower their bid, which affiliates must abide to remain in the program. When using trademark or trademark variations in the ad text, search affiliates must preserve brand integrity and can not include verbiage that: a. Is false or misleading. b. Promotes sexually explicit materials. c. Promotes violence. d. Promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age. e. Promotes illegal activities. f. Is defamatory, libelous, slanderous or threatening. g. Infringes in any manner any copyright, patent, trademark, trade secret or other intellectual property right of any third party. Ad text must be accurate and consistent with current messaging and offers on the landing page. Search affiliates using the trademark term "Trusted ID" or any variation thereof in their search ad copy (title or description) are prohibited from driving traffic to a competitor's site or to landing pages containing competitive offers Search affiliates may not use the term "official site" or similar variations in their ad text. Affiliates must clearly represent themselves and any website of an affiliate as entities independent from TrustedID and iMarketing LTD. TRADEMARKS & FORBIDDEN TERMS (Payday Cash Advances) MyCashResource.com: Publishers are not permitted to use cross-sales opportunities, user incentives, co-registration, and give-away programs for this campaign. The following lead criteria and restrictions apply: No duplicate leads; US leads only. Must have valid checking account; No Savings accounts. Direct Deposit and Non-Direct Deposit accepted. Minimum income of $800 per month. Leads accepted 24 hours a day; 7 days a week. No military leads. Leads are not accepted from GA, OH, VA, and WV. MyUltraCash.com: Publishers are not permitted to use cross-sales opportunities, user incentives, co-registration, and give-away programs for this campaign. The following lead criteria and restrictions apply: No duplicate leads; US leads only. Must have valid checking account; No Savings accounts. Direct Deposit and Non-Direct Deposit accepted. Minimum income of $800 per month. Leads accepted 24 hours a day; 7 days a week. No military leads. Leads are not accepted from GA, OH, VA, and WV. RapidAdvance.com: Publishers are not permitted to use cross-sales opportunities, user incentives, co-registration, and give-away programs for this campaign. Secure Money Store: The Secure Money Store encourages publishers to use search engine marketing and optimization to drive traffic to their site. TrustPayDay.com: Publishers are not permitted to use cross-sales opportunities, user incentives, co-registration, and give-away programs for this campaign. The following lead criteria and restrictions apply: No duplicate leads; US leads only. Must have valid checking account; No Savings accounts. Direct Deposit and Non-Direct Deposit accepted. Minimum income of $800 per month. Leads accepted 24 hours a day; 7 days a week. No military leads. Leads are not accepted from GA, OH, VA, and WV. SITE PROMOTION Each Site Owner shall have sole responsibility for all marketing, advertising and promotion of your site, and you, and not BuildOffers.com shall pay any and all marketing, promotional or advertising expenses or costs You incur in connection with such activities. BuildOffers.com strictly prohibits any tele-sales marketing and any advertising and promotions that results in You manually typing in applications on behalf of your clients. BuildOffers.com does not allow You to promote our listed credit cards, loans, financial offers, etc. through any other media source or promotional medium other than through the Internet. In the event that we determine your leads to have been generated via in-bound or out-bound tele-sales efforts, or by any other promotional medium other than the Internet, BuildOffers.com can invalidate all leads from the transaction reports and terminate your account. INCENTIVE PROGRAM RESTRICTIONS You may not promote Your Site through Incentive Programs that offer cash rewards or any other form of reward in exchange for the consumer action of applying for a product, clicking on a product link, or otherwise making a transaction that results in commissions for a product on Your Site. Any Incentive Programs are strictly prohibited and can result in the termination of this agreement and expulsion from the BuildOffers.com network. MARKETING TIPS BuildOffers.com will provide you with marketing tips that can be found in your Site owner Administration area. Upon accepting this agreement you acknowledge that BuildOffers.com does not guarantee that the information provided in Advertisement Assistance area will result in your profitability. BUILDOFFERS.COM SPAM POLICY The Site is vigorously against the practice commonly referred to as "Spam". Users who are reported and whose claims of "Spam" are validated by the Site, will have their respective accounts either immediately TERMINATED or SUSPENDED, at the sole discretion of the BuildOffers.com management. We define "Spam" as: (1) Electronic mail messages addressed to a recipient with whom the initiator does not have an existing business or personal relationship or is not sent at the request of, or with the express consent of, the recipient; (2) Messages posted to Usenet and message boards that are off-topic (unrelated to the topic of discussion), cross-posted to unrelated newsgroups, or posted in excessive volume; (3) Solicitations posted to chat rooms, or to groups or individuals via Internet Relay Chat or "Instant Messaging" system (such as AOL Instant Messenger). SITE OWNERSHIP You acknowledge and agree that BuildOffers.com is and shall remain the owner of the Network, the Site, and any and all component parts thereof (excluding Your Site Name and URL if suggested by you), including but not limited to any intellectual property rights therein. Except as otherwise expressly set forth in this Agreement, you agree not to copy, reverse engineer, disassemble, decompile, modify, or translate all or any part of the BuildOffers.com Web Site, the Network, or the Site, provided that you may modify your Site as permitted through the use of the Administration area. ACKNOWLEDGMENTS By agreeing to these Terms and Conditions, you represent that you are at least 18 years old and are authorized to enter into this Agreement, are entering into this Agreement on your own behalf, have independently evaluated the desirability of entering into this Agreement, and are not relying on any representation, guarantee, or statement other than as expressly set forth in this Agreement. You acknowledge that nothing in this Agreement should be construed as guaranteeing the purchase of any Product, or the generation of any referral fees from your operation of the Site. You represent and warrant that the Site will not be used in connection with any illegal purpose. At any time upon request by BuildOffers.com, you agree to sign a non-electronic version of this Agreement. NON-DISCLOSURE You acknowledge that during the term of this Agreement You may obtain confidential and/or proprietary information relating to BuildOffers.com, the BuildOffers.com sites Network, your site or the Services (collectively referred to as "Proprietary Information"). You acknowledge that we or our licensors own all such Proprietary Information. Proprietary Information shall not include information that is or becomes publicly known through no wrongful act of yours or of another site Operators participating in the BuildOffers.com sites Network. You shall not disclose Proprietary Information to third parties without Our prior written consent, and you agree to undertake reasonable measures to ensure that the Proprietary Information is kept confidential. You also agree to report immediately to us any unauthorized disclosure of Proprietary Information of which you have knowledge. You acknowledge and agree that, due to the nature of the BuildOffers.com sites Network, Your site, and any Proprietary Information, there can be no adequate remedy at law for any breach of Your obligations hereunder; that any such breach may cause irreparable harm to Us; and therefore that, upon any such breach or threat thereof, We shall be entitled to injunctive and/or other appropriate equitable relief in addition to whatever remedies We may have at law. MODIFICATION OF THIS AGREEMENT AND SERVICES BuildOffers.com reserves the right to modify any of the terms and/or conditions of this Agreement, at any time and at BuildOffers.com sole discretion, by posting a change notice or a new agreement on our web site. Any modification shall take effect three (3) days following our posting of a change notice or new agreement on the BuildOffers.com Web Site. You agree to periodically review the BuildOffers.com Web Site for modifications to this Agreement. TERMINATION This Agreement shall be effective upon the date on which BuildOffers.com provides you with access to your Site and Administration Area. This Agreement may be terminated as follows: (1) by you, at any time and for any reason, (2) by BuildOffers.com, at any time and for any reason, by providing you with ten (10) days advance notice; or (3) by BuildOffers.com immediately upon notice to you in the event of any breach by you of the terms of this Agreement. Upon any termination of this Agreement your access to the Administration Area will terminate, and Internet access to your site will be unavailable. In the event of a breach, BuildOffers.com may invalidate any leads generated from Your site. DISCLAIMER The Services, Your site, the BuildOffers.com Web Site and the BuildOffers.com sites Network, including all communities and other sites, content, features, Products and services we make available to you or your Customers pursuant to this Agreement, are provided on an "as is" and "as available" basis, at your sole risk and without representations or warranties of any kind, either express or implied, including but not limited to warranties of title, merchantability, fitness for a particular purpose, non-infringement, or otherwise arising out of a course of performance, dealing or trade usage. Nor are any warranties or commitments made that access or use will be uninterrupted, error free or secure, or as to the results to be obtained from any access or use. You further acknowledge that We bear no responsibility for (a) any Products, (b) the ability (or inability) to apply for any Products, or (D) Your site Name and URL. You agree that any dispute regarding any Products shall be directed to the provider or supplier of the Products, and not to us. LIMITATION OF LIABILITY Neither we, nor any of our affiliates, licensors, or business partners, nor any of our or their respective personnel shall be liable for business interruption, loss or injury to revenue, profits, business opportunity, business performance, reputation or data or for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to this Agreement, the Services, Your site, the BuildOffers.com Network (including all communities and other sites, content, features, Products and services we make available to you or your Customers pursuant to this Agreement), any access to or use of any of the foregoing, any failure of such access or use or any breach of this Agreement. Without in any way limiting the foregoing, neither we, nor any of our affiliates, licensors, or business partners, nor any of our or their respective personnel shall in any event have, in the aggregate, any liability whatsoever in connection with this Agreement in excess of an amount equal to the amounts payable to you as profits during the calendar year in which occurred the first claim alleging liability hereunder. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you. GENERAL This Agreement expresses the entire understanding and Agreement between the parties, and supersedes any and all prior or contemporaneous agreements, understandings, or contracts, written or oral, entered into between you and BuildOffers.com with respect to the subject matter hereof. No waiver of any breach of this Agreement shall be effective unless made in writing and signed by an authorized representative of the waiving party. Neither your rights nor your obligations arising under this Agreement are assignable or otherwise transferable by you (whether voluntarily or by operation of law) without BuildOffers.com written consent, and any such prohibited assignment or transfer shall be void and without effect; provided that if BuildOffers.com should so consent in writing, the assignee shall be bound by all of the terms and conditions of this Agreement. Notwithstanding the foregoing, BuildOffers.com may assign and/or delegate any or all of its rights or obligations hereunder without your consent. You and BuildOffers.com are independent contractors, and nothing in this Agreement shall create or be construed to create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between the parties. Except as otherwise provided in this Agreement, neither party shall have the right, power, or authority to act or to create any obligation, express or implied, on behalf of the other. You will have no authority to make or accept any offers or representations on BuildOffers.com behalf. This Agreement is entered into in the County of Miami-Dade, State of Florida, USA., and shall be governed by and construed under the substantive laws of the State of Florida, USA, exclusive of its choice-of-law rules. You expressly consent to (a) the exclusive jurisdiction of the federal and state courts within the County of Miami-Dade in the State of Florida, USA., over any dispute arising out of this Agreement, and waive any improper venue or inconvenient forum objections thereto, and (b) service of process being effected upon you by registered or certified mail sent to the most current address for you on file with BuildOffers.com. If either party is required to retain the services of an attorney to enforce or otherwise litigate or defend any matter or claim arising out of or in connection with this Agreement, then the prevailing party will be entitled to recover from the other party, in addition to any other relief awarded or granted, its reasonable costs and expenses (including attorney fees) incurred in the proceeding. If any provision of this Agreement is found invalid or unenforceable under judicial decree or decision, the remainder will remain valid and enforceable according to its terms. EXPORT CONTROLS You acknowledge that none of the Proprietary Information may be downloaded, transferred or otherwise exported or re-exported (a) into (or to a national or resident of) any country to which the United States has embargoed the sale of goods or technology; or (b) to anyone on the U.S. Treasury Department list of Specially Designated Nationals or the U.S. Commerce Department Table of Denial Orders. You represent and warrant that You are not located in, under the control of, or a national or resident of any such country or on any such list. Updated: May 21, 2009 BuildOffers.com BuildOffers.com, Inc. 990 Biscayne Blvd. - Unit 501 Miami, Fl. 33132 Ph: (866) 774-9940 Fax: (305) 999-9972 Email: sales@buildoffers.com

BuildOffers.com
BuildOffers.com, Inc.
1001 Ives Dairy Road – Suite #204
Miami, Fl. 33134

Ph: (866) 774-9940
Fax: (305) 999-9972
Email: sales@buildoffers.com